Finding a bank wasn’t an easy thing. I did a comparaison of the main french bank to see which one was the cheapest to pay & to take cash outside Euros zone. I then went to my bank – Société Générale – to see what could be possible. As nothing was negociable & it was really expensive, I choose Crédit Agricole which was the cheapest one for operation outside Europe.
As I wanted my Mum to have all rights on my account in case of problem, I wanted a bank close from home & finally didn’t check any other… Mistake! The below bank allow you to take cash without fee:
• HSBC: in every HSBC worldwide without fee
• BNP Paribas with there partner bank: Barclays – UK, Bank of America – USA, Scotiabank – Canada, Mexico, Chili, Perou, Guyana, Caribbean, Westpac – Australia, Nouvelle-Zeeland & Oceania
|
Bank |
Price of visa card |
Withdrawal except zone € |
Withdrawal zone € |
Payment outside zone € |
Payment zone € |
Withdrawal max/day |
Withdrawal max/week |
|
Société Générale |
7,80€ / month |
3€ / retrait |
8 free withdrawal JAZZ |
1€ / transaction |
Free |
300,00 € |
300€ / 7 days |
|
|
93,60€ / year |
2,6% commission of the amount |
4 free without Jazz |
2,6% commission of the amount |
|
|
|
|
Crédit Agricole |
34,68€ / year |
3,06€ /withdrawal |
4 retraits gratuit |
0,20€ / payement |
Free |
|
450,00 € |
|
|
|
1,83% commission of the amount |
1€/withdrawal since 12 years old |
1,83% commission of the amount |
|
|
|
|
Crédit Mutuel |
34,54€/year |
3,30€ / withdrawal |
Free |
0,33€ / transaction |
Free |
|
|
|
|
|
2,25% of the amount |
Other money = 3,30€ |
2,25% of the amount |
Other money = 0,33€ |
|
|
|
|
|
Max 8,18€ / transaction |
+1% of the amount, max 8,18€ |
Max 8,18€/ transaction |
+1% du montant, max 8,18€ |
|
|
|
Bred |
35,80€ / year |
2,9€ / withdrawal |
Free only for BRED! |
2,20% of the amount |
Free |
|
|
|
|
|
2,20% of the amount |
|
|
|
|
|
|
Caisse d’Epargne |
33,75€ / year |
3,20€ / withdrawal |
Free |
Max. 6,25€ / withdrawal |
Free |
|
|
|
|
|
2,80% / operation |
|
2,80% / operation |
|
|
|
